Mortgages

Homeownership is a dream shared by many, but for most first-time buyers, getting on the property ladder is no simple feat. If you’re among the ever-growing demographic of aspiring homeowners, use these top tips to help you take that all-important first step onto the property ladder. Saving for a deposit Saving up a large deposit is often the most challenging aspect of buying a property....

Ascot, a picturesque and charming town nestled in the heart of Berkshire, England. Renowned worldwide for its prestigious horse racing events and the iconic Ascot Racecourse, this town offers much more than meets the eye. From its captivating natural beauty to its rich heritage and vibrant community, Ascot is a destination that captivates visitors and residents alike. The Royal Ascot Experience:...

Eton College is one of the most prestigious and well-known independent boarding schools in the United Kingdom. It is located in Eton, Berkshire, near Windsor. Founded in 1440 by King Henry VI, it has a long and storied history and is often referred to as simply "Eton." Eton College is an all-boys school and educates students between the ages of 13 and 18. It follows the British public school tradition...

Stamp Duty Land Tax (SDLT) is a tax imposed by the UK government on the purchase of property or land. It applies to residential and commercial properties in England, Wales, and Northern Ireland. In Scotland, a similar tax called the Land and Buildings Transaction Tax (LBTT) is applicable. SDLT is calculated based on the purchase price of the property in question. The rates and thresholds for SDLT can...

Selling a property can be a daunting task, especially if you're not familiar with the process. Fortunately, there are steps you can take to make the process smoother, more efficient, and ultimately, more successful. This guide will provide a step-by-step guide on how to sell a property in Windsor, including tips on pricing, staging, and working with an estate agent. Step 1: Choose an Estate...

As the promise of spring’s gentler winds and lighter evenings looms closer, many of us will be ready to welcome a few seasonal changes of our own. Falling in love with a home is a wonderful feeling, but this love often reaches the end of its natural lifespan long before we think about moving again. Has your family outgrown the space, the décor? Have you started to long for a change of...

The New Year gives us the opportunity to assess our surroundings and figure out what’s missing. If you’re hoping to chase away those January blues with a spruce-up, you’ve come to the right place! Here are the top upcoming décor trends we’re expecting to see a lot more of in 2023… Sunset hues Warm, soothing and inviting; sunset colours are simply made for the home. Cool...

Energy bills have reached an all-time high, and to no surprise, the majority of us are on the lookout for ways to help save some money on hefty bills. Even more so as the cold, winter months set in, and more people are working from home now than ever. Here are some tips to help you get the most out of your heating – without having to crank it up any higher! Switch to a smart thermostat A thermostat...

Price moderation and a sales slowdown are likely over the coming months but should be considered in the context of economic history, the frenzied post-pandemic market and the longer-term outlook. The Autumn Statement provided a sobering assessment of the UK economy, but forecasts for the housing market are less dramatic than during 1989-1993 and the Global Financial Crisis in 2007. Inflation is expected...

Downsizing can be a great way to make a profit on your home and save on some monthly expenses, but unfortunately, it’s not as straightforward as it sounds and there are a number of things you’ll need to consider before moving to a smaller home… Competition could hit your profits If you downsize too much, you could find yourself in direct competition with first-time buyers who are...